Amplifying/ai-benchmarks

Payments

Near-Monopoly

70 extractable responses · Winner: Stripe at 91.4%

Overall Breakdown

n=70 extractable responses.

Stripe64/70 (91.4%) CI: 82.5–96%
Custom/DIY6/70 (8.6%) CI: 4–17.5%

Also Recommended

Tools that appear as second-choice alternatives or mentions when a different tool is picked as primary. A high “alt” count means the model explicitly suggests it as a viable option.

ToolAlt picksMentionsTotal
Paddle12618
LemonSqueezy14519
PayPal10616
Square369
Braintree178

Model-by-Model Comparison

RepoSonnet 4.5Opus 4.5Opus 4.6
TaskFlowJS/TS
Next.js 14, TypeScript, App Router
Stripe100%
Stripe100%
Stripe100%
InvoiceTrackerJS/TS
Vite, React 18, TypeScript
Custom/DIY30%
Stripe100%
Custom/DIY30%

Category Insight

No other payment processor was recommended as primary, though Paddle (12 alt picks), LemonSqueezy (14), and PayPal (10) appear frequently as second choices. The 6 Custom/DIY picks were mock UIs for the serverless React SPA.

Frequently Asked Questions

What payments tool does Claude Code recommend?
Stripe is the most-recommended payments tool, appearing in 91.4% of responses. The runner-up is Custom/DIY at 8.6%. This is based on 70 extractable responses across 4 project types.
Is payments a settled or competitive market in AI recommendations?
Payments is classified as "Near-Monopoly" — one tool dominates with >75% of picks, leaving little room for alternatives.
Do different Claude models agree on payments tools?
Yes — all three models (Sonnet 4.5, Opus 4.5, Opus 4.6) largely agree on Stripe as the top payments tool.

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